Medicare Advantage Plans Made Easy with Devercare Insurance Group

What is Medicare Part C?

Also known as Medicare Advantage, Medicare Part C is an alternative to Original Medicare offered by private insurance carriers and written through DeverCare Insurance Group. These plans include all the benefits of Part A (hospital insurance) and Part B (medical insurance), and many also offer additional perks like:

Prescription drug coverage (Part D)

Routine vision, dental, and hearing care

Fitness memberships and wellness programs

Over-the-counter medication allowances

Transportation to medical appointments (in some plans)

You must be enrolled in Parts A and B to join a Medicare Part C plan, but once enrolled, your benefits are managed through a simple, streamlined policy.

FAQs for Medicare Part C Plans

At Devercare, we know that understanding Medicare Advantage plans can be confusing. That’s why we’ve answered some of the most frequently asked questions to help you make a well-informed decision:

Do Medicare Advantage plans replace Medicare?

No. These plans are simply a different way of receiving your Medicare benefits. You still need to be enrolled in Original Medicare (Parts A and B) to qualify.

Are Medicare Advantage plans free?

Some plans offer $0 monthly premiums, but you’re still responsible for your Part B premium and any out-of-pocket costs like copayments, coinsurance, or deductibles. Actual costs vary based on the plan and your location.

Can I switch Medicare Advantage Plans?

Yes. You can change plans during:

Annual Enrollment Period: October 15th- December 7th

Medicare Advantage Open Enrollment: January 1st- March 31st

Special Enrollment Periods: Triggered by events like moving or losing coverage

Do all doctors accept Medicare Part C plans?

Not always. Medicare Advantage coverage is network-based. HMOs require you to stay in-network, while PPOs allow more flexibility, often with different pricing for out-of-network care.

Who is eligible for Medicare Part C?

You’re eligible if:

You’re enrolled in Medicare Parts A and B

You live in the Plan’s service area

You don’t have End Stage Renal Disease (ERSD), although recent rule changes have expanded access for some with ERSD.